Whether you are new to Medicare, continuing to work after age 65, or considering retirement, come learn about your Medicare options and what is right for you! This is a nothing-to-sell basic overview of Medicare.

Learn about the 4 parts of Medicare - A, B, C, D.
How each part works, and the costs associated with each.
How Medicare Advantage and Medigap plans work.
The differences between HMO and PPO plans .
EPIC.
What you need to know if you continue to work after age 65 and retire.
Open enrollment periods.
Learn about possible penalties.
Extra help and low-income subsidies.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This class series will meet in-person at the Interfaith Center in Geneseo, NY Tuesdays August 12, 19, 26 and September 2, 9, and 16 from 12:30 pm - 2:00 pm

Powerful Tools for Caregivers is a 6-week educational program that focuses on the needs of family caregivers of individuals with chronic conditions. Family caregivers develop a variety of self-care tools to:
• Reduce personal stress
• Change negative self-talk
• Communicate their needs to family members and healthcare providers
• Communicate more effectively in challenging situations
• Deal with difficult feelings
• Make tough caregiving decisions
Class participants also receive a copy of The Caregiver Helpbook, developed specifically for the class. This is a free class for family caregivers of someone with a chronic illness and/or dementia.

You can also register by contacting Megan Vance at 585-244-8400 ext. 213 or mvance@lifespanrochester.org

We ask for a suggested contribution of $20.00 to cover the course and materials.
Sponsored by: Finger Lakes Caregiver Institute at Lifespan.
Funded in part by a grant from the NYS Department of Health, the Livingston County Office for the Aging, US Administration on Aging & participant contributions.

This 1-hour presentation covers stroke awareness and prevention. Information discussed will include types, signs & symptoms, and preventative measures.

This program is sponsored by a partnership with the University of Rochester Medical Center (URMC) Neurosurgery Comprehensive Stroke Center.

No registration required! Walk-ins welcomed; we hope you’ll join us!

Join us for a monthly support group on the 2nd Tuesday of each month designed for those who are caring for a friend or family member with dementia. This is a welcoming space to share experiences, exchange ideas, and connect with others on a similar journey.

No Registration Needed - All are welcome

If you have questions please contact Jess Turpyn: 585-770-1971 or via email at jturpyn@episcopalseniorlife.org

Presented in collaboration with Episcopal SeniorLife Communities Neighborhood Program and Lifespan, this group is facilitated by an MSW Care Manager from the Finger Lakes Caregiver Institute at Lifespan.

This class series will meet at Ontario County Office for the Aging on Wednesdays, August 13, 20, 27, and September 3, 10, 17 from 11:00 a.m. - 12:30 p.m.

Powerful Tools for Caregivers is a 6-week educational program that focuses on the needs of family caregivers of individuals with chronic conditions. Family caregivers develop a variety of self-care tools to:
• Reduce personal stress
• Change negative self-talk
• Communicate their needs to family members and healthcare providers
• Communicate more effectively in challenging situations
• Deal with difficult feelings
• Make tough caregiving decisions
Class participants also receive a copy of The Caregiver Helpbook, developed specifically for the class. This is a free class for family caregivers of someone with a chronic illness and/or dementia.

You can also register by contacting Megan Vance at 585-244-8400 ext. 213 or mvance@lifespanrochester.org

We ask for a suggested contribution of $20.00 to cover the course and materials.
Sponsored by: Finger Lakes Caregiver Institute at Lifespan.
Funded in part by a grant from the NYS Department of Health, the Ontario County Office for the Aging, US Administration on Aging & participant contributions.

Classes are every Thursday from 1-3:30pm pm beginning August 14 through September 18
Dates: August 14, 21, 28, September 4, 11, 18

Do you have an ongoing health condition? Do you want to take charge of your life? Join us for Living Healthy!

This six-week workshop is for adults with a chronic or limiting health condition. Caregivers are also welcome to attend. Discussion and activities include strategies around self-management, healthy eating, exercise, stress management, positive thinking, action-planning, decision-making, working with health professionals, and planning for the future.
There is a $25 fee for the workshop which includes textbooks, CD, and snacks every week.

Registration is required and spots are limited! Please contact Nancy at 585-789-6439 to register.

This class series will meet in person at Lifespan every Thursday from 1:30 - 3:00 pm beginning Thursday, August 14 through September 18.
Dates: August 18, 21, 28, September 4, 11, 18.

Powerful Tools for Caregivers is a 6-week educational program that focuses on the needs of family caregivers of individuals with chronic conditions. Family caregivers develop a variety of self-care tools to:
• Reduce personal stress
• Change negative self-talk
• Communicate their needs to family members and healthcare providers
• Communicate more effectively in challenging situations
• Deal with difficult feelings
• Make tough caregiving decisions
Class participants also receive a copy of The Caregiver Helpbook, developed specifically for the class. This is a free class for family caregivers of someone with any chronic illness and/or dementia.

You can also register by contacting Megan Vance at 585-244-8400 ext. 213 or mvance@lifespanrochester.org

We ask for a suggested contribution of $20.00 to cover the course and materials.
Sponsored by: Finger Lakes Caregiver Institute at Lifespan.
Funded in part by a grant from the NYS Department of Health, the Monroe County Office for the Aging, US Administration on Aging & participant contributions.

LawNY attorneys will provide an in-depth presentation on wills and why you should consider having one.  After the presentation, there will be an opportunity to sign up to work with an attorney to write your will at a follow-up clinic day at Lifespan.

Learn more about LawNY by visiting their website at www.lawny.org
Will writing services provided by LawNY are available to Monroe County residents only who are 60 or older and have an income that is at or below 300% of the federal poverty level (FPL).
Individuals - $46,950, Couples - $63,450

You can also register by calling Anna Stetzel, Director of Education, at 585-244-8400 ext. 239.

This 1-hour presentation covers stroke awareness and prevention. Information discussed will include types, signs & symptoms, and preventative measures.

This program is sponsored by a partnership with the University of Rochester Medical Center (URMC) Neurosurgery Comprehensive Stroke Center.

No registration required! Walk-ins welcomed; we hope you’ll join us!

High-level Medicare overview of:

Parts A, B, C, D, Medigap plans, and the benefits covered.
Do I need Medicare at 65 if I continue to work?
Deductible, premium, co-pay and coinsurance costs.
How to pick the lowest cost prescription plan.
The 4 Medicare enrollment periods.
Changing health and drug plans outside of open enrollment.
Extra Help - Learn if you qualify for a reduction in premiums and prescription drug costs.
Medicare Savings Program - Learn if you qualify to have Medicare Part B premium eliminated.

Contact Sharon Quill, HIICAP program assistant, at 585-244-8400, ext 283 with questions or to schedule an interpreter or translator

Whether you are new to Medicare, continuing to work after age 65, or considering retirement, come learn about your Medicare options and what is right for you! This is a nothing-to-sell basic overview of Medicare.

Learn about the 4 parts of Medicare - A, B, C, D.
How each part works, and the costs associated with each.
How Medicare Advantage and Medigap plans work.
The differences between HMO and PPO plans .
EPIC.
What you need to know if you continue to work after age 65 and retire.
Open enrollment periods.
Learn about possible penalties.
Extra help and low-income subsidies.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Class is every Tuesday and Friday from 10-11 am beginning Tuesday, September 9 through Tuesday, November 25
Dates: September 9, 12, 16, 19, 23, 30, October 3, 7, 10, 14, 17, 21, 24, 28, 31, November 7, 14, 18, 21, 25
No class on 9/26, 11/4, and 11/11

Stay Active and Independent for Life (SAIL) is an evidence-based fall prevention program centered around strength, balance, and fitness for adults age 65 and older. Sessions are one-hour in length and offered twice per week.

Registration is being handled by the Gates Senior Center. Please call Cindy Briggs at 585-429-8236 to register.
If you have questions about the program, contact Sarah Otis, Lifespan Health and Wellness Program Manager at 585-287-6439.

There is a suggested contribution of $25 to cover the cost of materials.

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Whether you are new to Medicare, continuing to work after age 65, or considering retirement, come learn about your Medicare options and what is right for you! This is a nothing-to-sell basic overview of Medicare.

Learn about the 4 parts of Medicare - A, B, C, D.
How each part works, and the costs associated with each.
How Medicare Advantage and Medigap plans work.
The differences between HMO and PPO plans .
EPIC.
What you need to know if you continue to work after age 65 and retire.
Open enrollment periods.
Learn about possible penalties.
Extra help and low-income subsidies.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Class is every Monday and Thursday from 10-11am beginning Monday, September 15 through October 30th
Dates: September 15, 18, 22, 29, October 2, 6, 9, 16, 20, 23, 27, 30
No class on Thursday, 9/25 or Monday, 10/13

Stay Active and Independent for Life (SAIL) is an evidence-based fall prevention program centered around strength, balance, and fitness for adults age 65 and older. Sessions are one-hour in length and offered twice per week.

Registration is being handled by the East Rochester Senior Center. Please call Tasha Parrone at 585-385-3643 to register.
If you have questions about the program, contact Sarah Otis, Lifespan Health and Wellness Program Manager at 585-287-6439.

There is a suggested contribution of $25 to cover the cost of materials.

High-level Medicare overview of:

Parts A, B, C, D, Medigap plans, and the benefits covered.
Do I need Medicare at 65 if I continue to work?
Deductible, premium, co-pay and coinsurance costs.
How to pick the lowest cost prescription plan.
The 4 Medicare enrollment periods.
Changing health and drug plans outside of open enrollment.
Extra Help - Learn if you qualify for a reduction in premiums and prescription drug costs.
Medicare Savings Program - Learn if you qualify to have Medicare Part B premium eliminated.

Contact Sharon Quill, HIICAP program assistant, at 585-244-8400, ext 283 with questions or to schedule an interpreter or translator

Class is every Tuesday from 1-1:45 pm beginning Tuesday, September 23 through Tuesday, November 25
Dates: September 23, 30, October 7, 14, 21, 28, November 18, 25
No class on 11/4 or 11/11

Evidence-based program developed by Dr. Lam, with the Tai Chi for Health Institute. Follows the Sun Style of Tai Chi. Improves balance, reduces the risk of falling, and reduces pain, stiffness, and decreased range of motion associated with arthritis. Slow, gentle, relaxing movements can be done seated or standing.

Registration is being handled by the host site. Please call Cindy Briggs at the Gates Senior Center at 585-247-6100 to register.

There is a suggested contribution of $25 to cover the cost of materials.

September is National Fall Prevention Awareness Month. Falls are a leading cause of injury, but they are not an inevitable part of aging. By staying as active as possible, making minor home modifications, and staying informed about fall prevention strategies, we can significantly reduce the fear of and risk of falling!

Every year in September, Lifespan’s health & wellness department hosts an event to raise awareness about fall prevention! This event features information and activities designed to help older adults prevent falls. Registration is not required, but recommended! Click the button below to register.
The event is free and lunch is provided!

Activities and short presentations include:
Healthy eating & hydration with samples, Urban Soul Line Dancing with Lady P at 10:00 am, balance assessments, Tai chi demonstration at 11:30 am, personal emergency response systems, massage therapy, wellness wheel with give-a-ways, flu and/or COVID vaccinations, blood pressure checks.

Featuring information from:
Flaum Eye Institute, AARP Driver Safety, Alzheimer’s Association, Parkinson’s Foundation, Doyle Medical Monitoring, Just Cause, Hearing Loss Association, URMC Stroke Prevention, Brighton Food Cupboard, and more!

This 1-hour presentation covers stroke awareness and prevention. Information discussed will include types, signs & symptoms, and preventative measures.

This program is sponsored by a partnership with the University of Rochester Medical Center (URMC) Neurosurgery Comprehensive Stroke Center.

No registration required! Walk-ins welcomed; we hope you’ll join us!

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

High-level Medicare overview of:

Parts A, B, C, D, Medigap plans, and the benefits covered.
Do I need Medicare at 65 if I continue to work?
Deductible, premium, co-pay and coinsurance costs.
How to pick the lowest cost prescription plan.
The 4 Medicare enrollment periods.
Changing health and drug plans outside of open enrollment.
Extra Help - Learn if you qualify for a reduction in premiums and prescription drug costs.
Medicare Savings Program - Learn if you qualify to have Medicare Part B premium eliminated.

Contact Sharon Quill, HIICAP program assistant, at 585-244-8400, ext 283 with questions or to schedule an interpreter or translator

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

This is a brief comparison of 2026 Medicare Advantage Plans available in Monroe County.

Our nothing-to-sell Medicare counselor discusses:

-Types of Medicare Advantage plans for 2026

-Premiums

-Copays/Coinsurance

-Part D Deductibles/Copays

-Extra Benefits

Please note: This presentation is designed for those who are already enrolled in Medicare.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Our nothing-to-sell Medicare counselor will review:
• Premiums, deductibles, and co-insurance costs for health coverage and prescription drugs.
• The difference between Medicare Advantage and Medigap plans and a review of the specific plans available in your area.
• Special Enrollment periods that allow you to change coverage plans outside of the Annual Open Enrollment Period.
• Instructions on how to use Medicare’s Plan Finder tool to determine which plan will cover your prescription drugs at the lowest cost.
• 3 case studies that will demonstrate a process for selecting the right coverage for you.

Please note: This presentation is designed for those on Medicare and/or have a good understanding of Medicare and need guidance for selecting Medicare coverage that best meets their needs.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Whether you are new to Medicare, continuing to work after age 65, or considering retirement, come learn about your Medicare options and what is right for you! This is a nothing-to-sell basic overview of Medicare.

Learn about the 4 parts of Medicare - A, B, C, D.
How each part works, and the costs associated with each.
How Medicare Advantage and Medigap plans work.
The differences between HMO and PPO plans .
EPIC.
What you need to know if you continue to work after age 65 and retire.
Open enrollment periods.
Learn about possible penalties.
Extra help and low-income subsidies.

Contact Sharon Quill, HIICAP Assistant, at 585-743-1283 with questions or to request an interpreter or translator. 

Medicare 101 provides an overview of Medicare Parts A, B, C, and D, Medigap plans, and benefits. We will also review:
- Medicare at 65 if working.
- Deductibles, premiums, co-pays, and coinsurance costs.
- How to pick the lowest cost prescription plan.
- Changing health and drug plans outside of open enrollment.
- Qualifying for reduced premiums & prescription drug costs.
- Qualifying for Medicare Part B premium elimination.

Contact Sharon Quill, HIICAP program assistant, at 585-244-8400, ext 283 with questions or to schedule an interpreter or translator